RV Extended Warranty
The Good Sam vehicle insurance has a provision to suspend liability and collision when the RV is laid up for the winter. This leads to a check being issued to the owner for the portion of the insuranc...
Forum Discussion
Scott Blanc wrote:
This is a question that we get a lot. Actually, there are things that fail while an RV is in storage. Seals and gaskets dry out, engines that don't get exercized can develop problems. In fact, we see a large number of claims when RVs are first taken out of storage for the season and taken on their "shake-down" drive. If you suspended coverage during the storage period, these repairs would not be covered. For this reason we don't offer a suspension of coverage when a vehicle is in storage.
Makes sense to me. Plus an RV'er could extend their warranty out to nearly twice the amount of time for the same price. If I had the warranty suspended, but I actually used my RV during the suspension time, then I could have something break or stop working. If it wasn't detrimental and something I could live with for a while, then I could let it go. If it was something that was detrimental, then I could stop my suspension tomorrow and then the day after tomorrow make a claim saying I was doing a shakedown run and found it broken or it stopped. Whatever it may be. The warranty company would be losing out. It would be different than suspending insurance where physical damage is being occured (i.e. Liability).
