they are all about the same in what they offer, and its NOT the roadside assistance insurance companies that leave you stranded because they dont care, but you are left stranded because they cant find someone to to come to your assistance...
My company takes road calls ALL THE TIME from many different roadside assistance companies, to go out and help RV'ers with problems, from simple to complex, and I hear stories from the rv'ers and the dispatchers about the problems they've encountered.
NONE of the companies selling packages for road assistance have service trucks of their own.... they call independent people like us, (and, sadly others who have very little experience in rv/truck repair) to do road calls for them.
when an RV breaks down in an area where there are no mechanics available (or its a holiday and the mechanics are on vacation too), the dispatchers will make call after call in an attempt to find someone to help the RV'er get back on the road...
but there are very few mechanics like us who DONT have an "unlimited" travel radius, so most road mechanics dont want to go over about 50-60 miles to help someone because they have plenty enough work in their local area to keep them as busy as they want to be.
people with larger companies like myself, we will take a call and travel to where ever the customer wants to pay us to go... unlimited. someone is broke down, and we are in business to get them back up and running, we dont care the reason or the "where"......
the problem with this is that the benefit package the broke down RV'er has usually only covers the call out fee that the mechanic charges, and when we charge based on mileage and time, going 150-200 miles can get expensive for the insurance company, so they would rather NOT find us available and ready to travel that distance, so they tell you they cant find anyone to get to you...
OR, they will let the policy holder/RV'er make the decision based on our travel time back, which the policy holder/RV'er pays.
the insurance co calls us and pays us to get there, and then once we arrive onsite, the time and materials cost shifts to the policy holder, to be paid immediately when the job is complete, including the estimated travel time back....
we have had trips where it took 3 hours to go 65 miles, and other calls where we had to travel 350 miles because no one else could be found closer, at the time the customer was needing help.... I have heard stories where the RV'er had been waiting broke down for 3 days before someone got to them... but tour buses (commercial and private) CANNOT wait, and needs help as soon as as we can get there, no matter how far we have to travel to do it, or what time of the day or night...
my point is, IF you were to read ALL the fine print in the benefit package, you would see its not always the fault of the company who sold you the roadside assistance package, because sometimes there is just NO ONE available to help you...and other times one may be expecting more than is spelled out in their benefit package... but they are all very similar in what they offer.