So far I and my mechanic have been rather happy with this experience... GoodSam did honor the warrantee and have been almost perfect with the evaluation although some of there reimbursement prices (actual cost vs. reimbursement) have been rather low balled and my mechanic had to go to bat to get a better response.
All in all it was not as bad as I expected. It did take a lot of phone calls in the first few days to get them off their duff and get reasonable. But it all basically worked out in the end.
Now if all the money I have paid over the last couple of years in premiums vs. savings I am not exactly sure. I think that if I had put a couple of hundred dollars aside each month. I would have had more than enough to pay for the repairs myself.
All in all I give GoodSam a passing grade.