For what it is worth, very pleased with Good Sam Roadside Assistance. Had a mechanical and had excellent service for a tow. On time, knowledgable of what needed to be done for my vehicle etc. Called back afterwards to see if everything went ok with wrecker service.
I think, but not sure, accidents are with your insurance provider not GSRA or others.
GSRA calls are all recorded. So when a supervisor contacts you then can replay your call to know what went wrong. I know, as I was a bit hostile when I first made my call. I thought I could have it towed where I wanted repaired.. (CAT or Freightliner) not the case. It is where they (GSRA) considers the nearest repair center, which was not acceptable to me. I had to pay the difference, which is fair.