Action Credit Services LLC
First I want to Thank everyone that responded to our question about Action Credit Services LLC Arizona .. When I first typed out question didn't really explain very good . So will try and do a better ...
Forum Discussion
WyoTraveler wrote:
JMHO, I would consult an atty and see what all your options may be.
Best advice here. My dad had a 5th wheel that he bought new. Paid a down payment and then made monthly payments. A year later, his health had deteriorated to the point he couldn't use the 5er anymore. In addition, his finances changed to the point he couldn't afford the monthly payments anymore. His 5er was worth about $10,000 less than he owed.
He contacted the dealer and they offered to sell it for him. It spent about 6 months on their lot drawing people in while they sold their RVs (why sell his when it cost them nothing). FINALLY, he spoke with an attorney and found out that his best solution was to default on the loan. He stopped payments and a month later died. Had he checked with the attorney at the beginning, he would have saved himself a year of worry and penny pinching. He could have used half the payment cost to get someone to come once a week to help him take care of himself.
Talk to an attorney.
