Daveinet wrote:
Mr.Mark wrote:
My thoughts are that a person/family should take care of their financial security/retirement first. If there are any extra funds they can consider 'toys'. The level of the toy will depend on your extra funds.
If you don't have $20,000 set aside for emergency repairs for the RV then I wouldn't buy another coach. Nothing is more frustrating than living beyond your means and that could be many different levels.
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MM.
Except that toys are disposable. Since it is not something one depends on for survival, one can afford to loose it as long as you are not over extended to buy it in the first place. When I first got my coach, I could not have afforded a new engine, had it blown. The out was that I would just be out the initial investment and know it was fun while it lasted. but that is because it was an extra. Once can afford to loose an extra. Now since then, finances improved, and I did do a new engine.
I don't think that John considers his MH a toy, I believe this is his home based on his profile and that he lives in it full time. This is a major repair for him. I hope that the damage is contained to the lower unit. It would be nice if the bang he heard was road debris hitting the pan and the smoke was from the oil on the muffler.