Brother in Law wants to not get in financial trouble

Jayco-noslide wrote:
1st point is don't finance because it's not a good idea for any purchase but especially not an RV because of the depreciation.

The RV is going to depreciate at the same rate whether you spent cash or financed. If I finance at 5% and put my cash in a portfolio earning a conservative 6-10% I am ahead of the game by a minimum of 1-5% earnings. If I pay cash, I still suffer the same deprecation and actually lost money by not putting my cash to work. just my $.02.