I posted this on the other thread Ranger Smith linked to, cut probably worth repeating:
Be aware that BOTH sealed and greasable fan hub bearings are available from Caterpillar as replacements.
They went to sealed beginning with engine production 1/03 because very few were greasing them.
In MY order of preference:
A greasable that IS greased.
A sealed.
A greasable that is NOT greased.
And, no, this is totally unrelated to the water pump (different area of the engine, different belt driving it on most applications).