Canadian Golf Carts in resort in USA

Macktee wrote:
For those of you who take a golf cart with you to AZ. Do you need insurance or licence if only using it in resort and on golf course.
Thanks for any info. Macktee

I live in a US resort and have for 7 years and there is never a requirement to have licence or insurance.There are like 300 carts in there and not one has licence or insurance.And there has not been a single instance of a altercation