Good to see that many of the loyal SF users take the time to shop around for better rates. My long term experience was much different. the wife was with SF from the day she left the nest, and her parents were with them for many decades before that. The auto rates were constantly climbing, and I got suspicious, since there were zero claims. I shopped, switched us to another major brand and lowered the rate by 40%. for significantly increased coverage. The next move was to shop homeowners. I stopped at another agent, asked for a quote based on NOT being a current SF policy holder, and got a bit of a surprise. He quoted me a dollar less per year for twice the coverage. When they were caught, they simply said, too bad. We will give those rates to a walk in prospect, but not to existing customers. As you might guess, I haven't done business with SF in many years.
