Class A insurance

bclinton wrote:
They were over 6000 a month....

Did you post that right? $6K?

ScottG wrote:

bclinton wrote:
They were over 6000 a month....

Did you post that right? $6K?

Actually it 6000 per year....same difference for me though :) ....the headline on the web said "We save the average RV'er over $300 per year"

lol

Looks like progressive gets it for me.....

Have had Progressive thru USAA for the past 13 years. Real good with a damage claim 8 years ago, the disappearing deductible saved me $1000.

Average cost about $90 a month, but I have $500K coverage for liability and uninsured motorist, plus collision, $5K medical per person, $10K personal effects replacement, $2K trip interruption, $500K vacation liability (covers me sitting in any campground), $500 per instance tow/labor with roadside assistance.

After first 5 years, went from full replacement value (what it would cost to buy a 2010 Bounder) to total loss replacement/agreed value, which means that now every two years or so I call them up and lower my agreed value to a couple thousand over payoff.

I get discounts for being a USAA member, good driver and original owner.

eadeal55 wrote:
Have had Progressive thru USAA for the past 13 years. Real good with a damage claim 8 years ago, the disappearing deductible saved me $1000.

Average cost about $90 a month, but I have $500K coverage for liability and uninsured motorist, plus collision, $5K medical per person, $10K personal effects replacement, $2K trip interruption, $500K vacation liability (covers me sitting in any campground), $500 per instance tow/labor with roadside assistance.

After first 5 years, went from full replacement value (what it would cost to buy a 2010 Bounder) to total loss replacement/agreed value, which means that now every two years or so I call them up and lower my agreed value to a couple thousand over payoff.

I get discounts for being a USAA member, good driver and original owner.

Great info. Thanks! I signed up. I assume you can adjust amounts when you see the need right?

eadeal55 wrote:
Have had Progressive thru USAA for the past 13 years. Real good with a damage claim 8 years ago, the disappearing deductible saved me $1000.

Average cost about $90 a month, but I have $500K coverage for liability and uninsured motorist, plus collision, $5K medical per person, $10K personal effects replacement, $2K trip interruption, $500K vacation liability (covers me sitting in any campground), $500 per instance tow/labor with roadside assistance.

After first 5 years, went from full replacement value (what it would cost to buy a 2010 Bounder) to total loss replacement/agreed value, which means that now every two years or so I call them up and lower my agreed value to a couple thousand over payoff.

I get discounts for being a USAA member, good driver and original owner.

Let me ask you? Is the road side assistance that I got with Progressive good enough? Does it have pretty good coverage in line with the good sam club?

bclinton wrote:

eadeal55 wrote:
Have had Progressive thru USAA for the past 13 years. Real good with a damage claim 8 years ago, the disappearing deductible saved me $1000.

Average cost about $90 a month, but I have $500K coverage for liability and uninsured motorist, plus collision, $5K medical per person, $10K personal effects replacement, $2K trip interruption, $500K vacation liability (covers me sitting in any campground), $500 per instance tow/labor with roadside assistance.

After first 5 years, went from full replacement value (what it would cost to buy a 2010 Bounder) to total loss replacement/agreed value, which means that now every two years or so I call them up and lower my agreed value to a couple thousand over payoff.

I get discounts for being a USAA member, good driver and original owner.

Great info. Thanks! I signed up. I assume you can adjust amounts when you see the need right?

Yep...just call them up and tell them what you want for coverage. My current "agreed value" is $55K, but I'm getting ready to lower it to $45K, which is a few grand above payoff. That $10K drop in insured value will probably save me $10-15 a month in cost.

I have Progressive roadside assistance. I had to use them recently due to some tire issues (actually got to use them twice, once for the first tire, second time for the second tire). Both times they provided very good service and the provider's they sent out were capable and were able to assist me.

bclinton wrote:

eadeal55 wrote:
Have had Progressive thru USAA for the past 13 years. Real good with a damage claim 8 years ago, the disappearing deductible saved me $1000.

Average cost about $90 a month, but I have $500K coverage for liability and uninsured motorist, plus collision, $5K medical per person, $10K personal effects replacement, $2K trip interruption, $500K vacation liability (covers me sitting in any campground), $500 per instance tow/labor with roadside assistance.

After first 5 years, went from full replacement value (what it would cost to buy a 2010 Bounder) to total loss replacement/agreed value, which means that now every two years or so I call them up and lower my agreed value to a couple thousand over payoff.

I get discounts for being a USAA member, good driver and original owner.

Let me ask you? Is the road side assistance that I got with Progressive good enough? Does it have pretty good coverage in line with the good sam club?

Have never had to use it, but I have called their number and got them on the phone and asked all kinds of questions about how they would respond to different break down and flat/blown tire situations. The guy I talked to was well versed and assured me that they would take care of the issue when it happened. I was satisfied to the point of not ever looking at Good Sam's or FMCA's roadside assistance.

eadeal55 wrote:

bclinton wrote:

eadeal55 wrote:
Have had Progressive thru USAA for the past 13 years. Real good with a damage claim 8 years ago, the disappearing deductible saved me $1000.

Average cost about $90 a month, but I have $500K coverage for liability and uninsured motorist, plus collision, $5K medical per person, $10K personal effects replacement, $2K trip interruption, $500K vacation liability (covers me sitting in any campground), $500 per instance tow/labor with roadside assistance.

After first 5 years, went from full replacement value (what it would cost to buy a 2010 Bounder) to total loss replacement/agreed value, which means that now every two years or so I call them up and lower my agreed value to a couple thousand over payoff.

I get discounts for being a USAA member, good driver and original owner.

Let me ask you? Is the road side assistance that I got with Progressive good enough? Does it have pretty good coverage in line with the good sam club?

Have never had to use it, but I have called their number and got them on the phone and asked all kinds of questions about how they would respond to different break down and flat/blown tire situations. The guy I talked to was well versed and assured me that they would take care of the issue when it happened. I was satisfied to the point of not ever looking at Good Sam's or FMCA's roadside assistance.

Excellent.... Thanks!

GEICO JUST GOT FULL COVERAGE ON MY 02 FORTY FOOTERI THINK IT WAS 650.00 A YEAR