Class C Insurance?

If you contact Good Sam Insurance agency we can quote you with up to 4 different carriers and find the coverage and price that best fits your situation. 888-514-1116 We work with Foremost, Progressive, National General and Safeco.

Keith

I just have always insured (a variety of RV's over 35 years) with the same company that does my cars and home. I'm not sure if there is some advantage with a more specialized company like Good Sam. I really doubt it so not sure why I would use a different company.

Many times when you add the coverage to your auto policy you don't have the coverage's you need. The personal items in the RV typically are not covered under your auto policy, you would have to turn in a separate claim with a separate deductible on your homeowners policy. They also normally don't include liability coverage at your campsite, provide replacement cost or have your permanent attachments coverage covered with no depreciation. You might save money putting it on your auto policy but it may cost you money in the long run.

mine,s with my home an auto company. granges our agent has taken care of a few things with no problem.

I switched our class C from TD Meloche Monex to The Cooperators. They charged a third as much for the same coverage. TD said “they weren’t really set up to handle motorhomes.” Too bad they didn’t tell me that ten years ago.

midnightsadie, We have our insurance with grange for the house and cars but in 2015 when we purchased our new class c we found that they did not have good coverage for the RV. Please check it out to make sure you have good coverage. We are now in the process of finding a new insurance as Allied, who we went with in 2015, has moved their RV coverage to Nationwide who now no longer is offering RV insurance. As of right now we are undecided on which company we will use. We have until Aug 20, 2018 to make the move but it is kind of stressful. Good luck.

We have USAA for Home and Cars, so we added Boat and RV. A few years ago, USAA recommended shifting Boat over to Progressive, saying Progressive had better boat coverages and USAA was an Agent for Progressive. Price came down and coverage better. Then USAA recommended Progressive for RV. Once again, better coverage and lower price. The customer service number at Progressive answers "Progressive for USAA Members" and I like that. So, saving a little money on coverage that's better matched to Boat than a "Floating Car" and RV than a "Really Big Car."

So, with Good Sam connected to Progressive (the only one on Keith's list I've had any dealings with), my take is that might be a good start.

For over 20 years I had always insured my motorhome along with my car insurance company. Last year they jumped my premium over $300. for the car and motorhome for a total increase for over $600. Call into Good Sam insuurance and was directed to Progressive. Premium for much more coverage including all things inside the motorhome and for living expenses if needed was $700 less for just the motorhome alone.

State Farm

National General - - Quite pleased overall - - they handed an accident claim well but since then premiums have taken quite a jump. May look around at other options next year.