eadeal55 wrote:
Have had Progressive thru USAA for the past 13 years. Real good with a damage claim 8 years ago, the disappearing deductible saved me $1000.
Average cost about $90 a month, but I have $500K coverage for liability and uninsured motorist, plus collision, $5K medical per person, $10K personal effects replacement, $2K trip interruption, $500K vacation liability (covers me sitting in any campground), $500 per instance tow/labor with roadside assistance.
After first 5 years, went from full replacement value (what it would cost to buy a 2010 Bounder) to total loss replacement/agreed value, which means that now every two years or so I call them up and lower my agreed value to a couple thousand over payoff.
I get discounts for being a USAA member, good driver and original owner.
Great info. Thanks! I signed up. I assume you can adjust amounts when you see the need right?