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novi2some's avatar
novi2some
Explorer
Jun 19, 2017

Diesel Motor Home Insurance

I am looking into replacing my 2010 Bounder with a 2014 Tiffin Phaeton. My current insurance is with AAA. My agent told me AAA will not insure the Phaeton because of its value. In 2014, the Phaeton sold for $230,000 with a MSRP of $320,000. The agent said he would have to go with Progressive with a premium of $3170/yr. My Bounder, I am paying around $1000/yr. I can't believe the premium goes up three times when the value only goes up twice. Can anyone suggest an insurance company for diesel motor homes.
  • Good Sam quoted me with Progressive, had National General.
    Don't insure your rv for $300,000 if it's worth $200,000, this will save big $$$ on a quote.