Do not Lock your Hitch
On Oct.13 we traveled from SC, with our Fleetwood Bounder DP to Dauphin Island in AL with our Saturn Vue in tow. The first day we traveled aprox. 300 miles, stopped in Pine Island overnight. I ran the...
Forum Discussion
msmith1199 wrote:
I don't know if this is still the case or not, but many years ago when I was an insurance adjuster there were companies that wrote exclusions into their policies that said they would not cover a theft if you left your keys in the car. In most toads you have to leave your keys in the car in order to keep the steering unlocked. So if you don't have the toad locked to the motorhome it would be about a two minute process for somebody to unhook it, break a window to get in, and be gone with your toad. Just something to consider. Of course if you have a policy that excludes coverage if you left your keys in the car, even if you do lock it to the motorhome you've still left your keys in the car. Any current insurance people out there know if this is still a common exclusion in insurance policies?
In order for your scenario to happen, the theft would have to do all of that while we are doing 60 mph down the road! When we are stopped for the night, or stop to go in someplace, we pull the car ignition key and lock the doors. Do a start of the day recheck before pulling out. The tow bar to motorhome has locks, but not the car. And we have had to quickly seperate them because we were blocking traffic. Can do it in under 3 minutes from exiting MH.
Barb
