If you have equity, just sell the motorhome, payoff the loan and donate the remainder. The "Go fund Me" notation seems to imply you owe more than the rig is worth and want strangers to pay off the loan to get you out of debt. Then you are tossing in the donate part to make it seem like it is a charitable endeavor. But the fact is you need people to donate S10,000 (or whatever the payoff is) so you can donate a $5,000 (or whatever the value is ) motorhome. The people who donate would get a much better charitable bang for their buck just donating directly to the charity. Under that scenario you are really just trying to get other people to pay off your negative equity, not really a cool thing to do.