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Tom_in_Tulsa's avatar
Tom_in_Tulsa
Explorer
Mar 19, 2018

Extended Service Plan for older Class A

I am a new proud owner of a 2002 Monaco LaPalma. I take possession later this week and drive it back to Tulsa from Phoenix. The present owner is a retired Navy mechanic and can fix any thing and that coach is in great shape. But things can and will go wrong.

I was able to find an ESP from RV Solutions in San Diego.
Does anyone have any experience with them? Or any ideas on another ESP for an older coach? Thanks.

Bluegrass Boy heading out to a Bluegrass Festival.
  • Tom n Jackie wrote:
    The carrier i am looking at is US Warranty. Apparantly they are large, but they do EXCLUDE alot from the coverage on older models like mine. I like the idea of self insuring...except for the tires!


    maybe I misunderstood what you meant, but the carrier is definitely not going to cover the tires or likely any damaged caused by a blown tire.
  • The carrier i am looking at is US Warranty. Apparantly they are large, but they do EXCLUDE alot from the coverage on older models like mine. I like the idea of self insuring...except for the tires!
  • take to money and put it in a maintenance account. Thats how I do it. Then when the need arises I pull money from there for repairs. I also carry one low interest credit card with no balance and credit amount of $10K for any huge issues.
  • An extended service plan is really an unregulated insurance plan. Many are written with so many exclusions and inspection clauses that they are worthless. Since they are unregulated, you are dependent upon the company to be fair and ethical. Before buying any plan, read the actual policy, not the sales brochure. Then research the company to satisfy yourself that they will not only be in business when you have a claim, but they will actually honor a claim.
  • If the previous owner took very good care of the rig you may be dollars ahead to use the money you would hand off to the third party to have any repairs done yourself. Congrats on your new rig!
    Brian
  • Read the fine print in the policy before you sign anything or give them any money.
    There are usually many things not covered.
    Some have good luck with the policies, others not so much.
    Check the age of the tires, don't just look at the tread depth. RV tires usually age out before they wear out.
  • I suspect you are going to be out of luck, most of the service plans I have seen must be purchased before the coach is 15 years old, a 2002 model will be hitting 16 or 17 years old now.