I purchased an Xtra ride policy two years ago, it is a 5 year policy. They have been great and have used it many times. In the past two years I am about half way towards getting back what I paid in the policy for repairs.
I felt it was well worth the peace of mind when buying a used coach. Many will say put money away and use that however if you have one major disaster or many minor ones it will pay for itself. If I had to do it over I would do the same and buy one. It sure takes a lot of stress away from buying used.
Read the policy carefully and go into it educated. By the way if you do not know you can get as many things that are covered fixed with one visit and one deductible. I recently had about 7 things fixed on one visit to a repair shop, all on one deductible.
At my most recent visit to a repair place just had two mcd electric shades replaced for $500 per shade. I was sure glad I had the policy. Now I will be heading to get my air leveling system looked at as it has a leak.