Bought a used MH and had it checked out by a professional and then did what some of you reccomended and put several thou in the bank and added a bit to it each month. (by the way, have any of you seen how low interest is now?). Well, inside of a year, I was well into my credit card for repairs and the several biggest ones were for items that had been repaired by the PO just before I got it. I bought a SC thru Wholesale warrenties several years later for $3200 and the first two repairs were covered with no problem and were over $4000. Have had several repairs since and never a quibble on covering them. Wish I had gotten the $10K one fgor the whole coach as it would have covered the $22K for my new engine.