Having had two separate service contracts, they are not warranties, I am a firm believer in them especially if you don't/can't do your own repairs. Both of mine paid for themselves several times over. That said, they can be expensive and may have too many exclusions. You must read over the contract carefully. My advice is simple. 1.Get a blank copy of the warranty and read it carefully,2. Look for weasel clauses, those that allow the company to weasel out of paying for your repairs. 3. I would only buy an exclusionary contract. That is one that specifically tells you what is excluded...in other words, they spell out what is NOT COVERED. If it's not listed, it's covered. No surprises. Also, look out for verbiage like, "If a covered part fails due to the fault of a non-covered part, the covered part is not covered". That's a direct quote from one of the contracts I looked at. That's lawyereze for 'You're screwed'... Finally, contact Jeff Shelton of Wholesale Warranties. He is up front, will send you the contract and assist if there is any type of dispute. Their prices also beat everyone elses.....Dennis
