I also went with my CU. Called them on the way to look at three different rigs in the morning and was prequalified overthe phone before we got to the first seller in an hour. Looked at the three different MH's,one was trash,the other was too much money for what it was and decided on the third. The owner faxed all the info to the CU and 1/2 hour later,they called and said that I could pick up the check that afternoon if I got in before they closed. I did and picked up the MH the next morning. 20 years and 4.99%. No hassle. I will always go to a CU first. I have always financed my TVs and cars thru a CU.