Forum Discussion

andybren's avatar
andybren
Explorer
Sep 21, 2014

flooded rv

While parked in a storage facility, my motorhome got flooded during a storm. The water rose to about 3.5 feet, flooding everything housed in the basement ( inverter, converter, generator). Fortunately, no water actually came inside my rv. I had the rig towed and fixed at a great diesel shop, and now it has been sitting for 6 weeks in my dealers yard. They are telling me they are compiling a list of parts needed to be replaced. To date, nothing has been replaced, in fact, no estimate has been submitted to my insurance company. I am looking for a dealer in Delaware to take my rv to where it can get the proper attention. Any recommendations of a reputable dealer in Delaware will be greatly appreciated.
  • Electronics can be replaced. The Genny can be replaced. The entire underbelly of that rig needs to be removed and completely inspected for mold. All the wires traveling though the underbelly needs to be changed out. Moisture can get inside the wire insulation when it's submerged. Road splashing is ok, but submered is not.

    Mold will grow in cracks. There is insulation under your rig. Mold can grow on top of the black/grey and fresh water tanks.

    DO NOT let them just pressure wash the underside of your rig. Make sure they use the proper chemicals to remove and destroy mold. There are special companies that are set up to do just that.. An RV repaiman is not certified or trained in mold removal.

    Obviously your brakes, brake lines and components of that nature were also submerged in water for a period of time. You leveling jack system as well to include the jacks.

    WOW, there will be a tremendous amount of specialized work that will be done to your rig in order to get it back on the road.
  • perhaps I did not explain accurately enough. I contacted my insurance company 2 days after the damage was incurred. Under their direction, I got the vehicle back on the road, and drove it from North Jersey to Delaware. The ride was uneventful. Again, under the guidance of the insurance company, I brought the rv back to the dealer so they could create an estimate. According to the ins. co, unless damage is in the neighborhood of 80,000.00 to 90,000.00, they would not total the vehicle. Still waiting for the estimate.
  • Call the insurance company and use one of their authorized shops, at least the insurance company and the shop will have a history together. Depending on your policy, totaling might not be a great idea, as you may only receive current book value. How did the area become flooded? Was there negligence? Perhaps a discussion with an attorney would be appropriate?
    Best of luck.
  • midnightsadie wrote:
    to late its got mold go to your insurer and have it totaled.
    I

    I'm sorry but you do not have enough information to make that statement. You do not know if the water was extracted from surfaces that would soak in the compartments or those pieces removed. If electronics need to be replaced that got wet that is possible. Apparently the engine now works. This past year many motorhomes have experienced floods of this sort and all were not totaled. Good luck finding a good dealer you can trust. I suggest absent that you start negotiating with insurance carrier. You may take the position it is totaled and go from there.
  • First thing you should have dome is call your insurance company and let them handle it. Most likely it will be a total loss and the money you spent will be wasted. Even if they do repair it, the coach will never be the same. The electrical components and all associated wiring, if they weren't replaced will give you problems down the road.
  • you didn't say where in NJ South vs North you are. I had some Class a work done on my unit at Bellmawr Collision Center link to webpage

    They worked well with my insurance company and did a fine job. Their only drawback is that they are very busy.. But with the type of damage you have.. you will need to get an estimate and have your insurance co. look before you go to far. Water damage is bad and like someone else said mold is a concern. plus electrical system damage that can be hidden.
  • Unless it is a very new, high dollar coach, I doubt if it would make financial sense to repair your rig. I suspect that it will be totaled but you need to start pressuring your insurance company to do something. They are obviously not in a hurry to hand you a big check so they could care less how long the dealer is taking to look at things. You need to pressure the insurance company and it is your insurance company's responsibility to pressure the dealer to bring this to a settlement.
  • Ivylog's avatar
    Ivylog
    Explorer III
    Most vehicles with that much water damage is a total loss. Why didn't the insurance company total it?
    Welcome to the forums and it would help if we knew what MH.