Good Sam Insurance
Anyone have any experience yet with Good Sams new RV insurance ? I have a flyer asking me to call for a quote to save a lot of money...blah....blah...blah..etc. I am a little cautious with new anyt...
Forum Discussion
USMC46 wrote:
Mile High
I frankly dont know obviously since I dont have it. However, their mailing says : "The All New Good Sams Insurance Agency" ..... Maybe they were selling the insurance but NOW have their own insurance agency ????? Marketing slight oif hand maybe... The very fine print says its National General Insurance Group ! Anyway...any experience with the insurance ?
We did have theirs on our 2014 5th wheel. I understood Good Sam was a broker and they had choices of several companies. For ours it was National General.
They had a pretty sweet replacement value program for ours because it was less than 2 years old - full replacement MSRP in the first 5 years, and then it reverted to purchase price for life or until we sold.
We never had a claim. I do know that after the first renewal they suddenly had memory loss of what the actual replacement MSRP value was, as they defaulted to the base price of the RV rather than base plus options. That part made me a bit frustrated, but base was a lot more than we paid anyway so I never pursued the resolve and we traded anyway a few months later.
I did give them a chance on the MH we have now, but replacement value couldn't be issued on a 3 year old MH. Without replacement value, they were no longer competitive with the other companies and we went for a better price at Safeco (actual cash value policy).
