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Licreek's avatar
Licreek
Explorer
Sep 01, 2017

Insurance for motor home

Where is everyone getting insurance for their class A? I talked to my auto insurer and they said they insure them but had a bunch of questions regarding how much I would be using it if I would be living in it how far I was going to be driving it and on and on. I diffidently go the feeling they were looking to drive the premium up or didn't want to cover it at all. Are there insurance company's out there that will insure with out restrictions at a reasonable rate? OR can you just be kinda vague with your answers and hope you are covered if you get in and accident in the pilot truck stop while boondocking some night.

18 Replies

  • The quote I got from Hartford is right in the ball park full coverage including roadside and towing with 250dd at 850 a year, but im still not sure about them giving me grief if im full timing and have an accident
  • So do some of you full timers have to fudge on the questions regarding how often you will be using or are you using to live in??
  • We had our first and current coach insured by Foremost Insurance Co. now for 22 years and have received excellent no hassle claim service from them over the years. Their annual premium for our coach that includes full coverage with $250 deductible for this year was only $838.00

    Based on our experience with Foremost I can highly recommend them.

    Good luck with your choice of insurers and safe travels...:)
  • Shop it, shop it and then shop it some more. The variations in price can be pretty extreme. We have literally been quoted double our current premium by some companies. So far we've been with Utica Mutual, Geico, Progressive, and now Safeco. Pick your poison basically.
  • rk911 wrote:
    Licreek wrote:
    Where is everyone getting insurance for their class A? I talked to my auto insurer and they said they insure them but had a bunch of questions regarding how much I would be using it if I would be living in it how far I was going to be driving it and on and on. I diffidently go the feeling they were looking to drive the premium up or didn't want to cover it at all. Are there insurance company's out there that will insure with out restrictions at a reasonable rate? OR can you just be kinda vague with your answers and hope you are covered if you get in and accident in the pilot truck stop while boondocking some night.

    we've had State Farm insurance on all our vehicles since 1970...that should tell you something. but if you're fulltime I would look at a different company.

    X2 but not quite as long
  • Licreek wrote:
    Where is everyone getting insurance for their class A? I talked to my auto insurer and they said they insure them but had a bunch of questions regarding how much I would be using it if I would be living in it how far I was going to be driving it and on and on. I diffidently go the feeling they were looking to drive the premium up or didn't want to cover it at all. Are there insurance company's out there that will insure with out restrictions at a reasonable rate? OR can you just be kinda vague with your answers and hope you are covered if you get in and accident in the pilot truck stop while boondocking some night.

    we've had State Farm insurance on all our vehicles since 1970...that should tell you something. but if you're fulltime I would look at a different company.