That liability coverage it way too low. If you hit something or someone you are going to cause more damage or injury than 25,000 ( heck a lot of cars cost more than that) to any one item or person and what if you hit a car that is loaded with 5-6 people. Their injuries or possible disability will
cost way more than the $50,000 per accident allowed. I would very strongly urge you to increase that coverage to a minimum of 100,000/300,000 and take a higher comp and collision deductible to keep costs down.