All of our insurance is through USAA. When we bought our first class A, we went through the USAA General Agency, who do their RV insurance through Progressive (USAA doesn't write RV insurance directly) for a policy. Compared to the cost of the RV, the cost of the policy seemed quite reasonable. When the storage building housing our class A burned to the ground less than a year after we bought the RV, Progressive handled the claim superbly (I say this having more than a little experience in the insurance industry.) I don't know if another company would have done any better, and it doesn't worry me much. Progressive did for us what they said they would do, and quickly. That works for me.