My Good Sam National General Insurance keeps going up year after year. Up another $88.00 this brings it up to $822.00 for a 2014 Itasca Sunstar 27N. No accidents, no claims. Good Sam keeps saying ...
You're using it right now and 24 hours per day every day you have policy. The point of insurance is to protect your assets (and liability); Just because you have not made a claim does not mean you did "use your insurance".
I hope NEVER to make a claim but I'm using the policy/coverage each and every day.