Forum Discussion

sfo1969's avatar
sfo1969
Explorer
Apr 10, 2016

insurance

My Good Sam National General Insurance keeps going up year after year. Up another $88.00 this brings it up to $822.00 for a 2014 Itasca Sunstar 27N. No accidents, no claims.
Good Sam keeps saying how we are going to save money by using their insurance. But i just don't see how i'm saving anything. i guess its time to start looking for another insurance carrier.

16 Replies

  • Another happy State Farm customer; I think I pay < $150/year on a 24ft TT;
    The rate has been coming down over the past couple of years. Only 1 claim in 10 years for a ding I put in the siding.
  • I use State Farm for everything but my RV. I found for me that Progressive gave a better rate for more coverage. They even have a no deductible for the windshield which payed off for me in the first six months.
  • I also have State Farm and have been with them since 1968. They are the largest causality carrier in the country, with 6& of the business. They normally have the best rates but a local or regional carrier could give you a better rate.

    USAA has the best rates, but you have to have a military connection to qualify. Also, they act as a general agent for another company on RVs, and don't write policies themselves.

    Ignore the advertisements on TV over the best rates. Look up the ratings in Consumer's Reports. You can find a copy at your local library.
  • J-Rooster wrote:
    Insurance rates really vary from State to State!
    j

    it can pay to shop around. but lowest premium is not always the most important. i've been with state farm for nearly 50-years and they have always promptly and satisfactorily handled claims, questions, etc. having a local agent...soneone you can actually go to, meet with and talk to...nstead of a call center is worth a bit of extra cost. any company will be happy to see you as a new customer but how they treat you after they take your money is important. by the way, the premium for our '16 Suncruiser 37Q is roughly $1100 p/y. we live in illinois.