I recently changed my 2 autos and RV insurance to Liberty Mutual. Much cheaper than Good Sam and Progressive. You can customize your need. I backed into cousins car 3 weeks after buying. Response and speed of claim was excellent. You can get 1 year policies. They also can send you a device, if you choose, to record your driving for 90 days. It will track your driving and give you a daily run down and show your discount for safe driving. Just completed my 90 days and they are crediting me for a $132 annual saving. I will be removing the device and return to them.