Sometimes your current insurance company is ok, other times it's not. Only you can determine what coverage you wish to carry. What we have will have no bearing on what you can get or the coverage that's right for you. Also, many insurance companies will not write full timer insurance so your choices are limited if you're full timing.
1. Is your coach financed? If so, your coverages will be limited by what your finance company states is it's minimum.
2. What's your driving record look like? Tickets? How many and for what? Accidents? Fault, no fault and nolo contendere?
3. What can you afford to shell out if you're involved in an accident? $1000,??$500,?? $100??? This will determine your deductible.
4. What is your net worth?? This will determine how much liability coverage you should carry.
Answer these questions and we'll be able to give you a better answer to your questions above.....Dennis