The ladder on my MH is built to withstand 250 lbs, so if properly secured a light step ladder and a couple of lawn chairs will not over max the ladder. For securing the ladder and chairs to the ladder, I use a couple of small ratchet straps and a cable ratchet strap with a padlock. Yes it still can be stolen, but you would have to have a big bolt cutter or take the ladder and all off of the MH. A friend says I look like a red neck going down the road, but I have no compartment large enough for the step ladder to be in and with my lack of height a step ladder is a must have.:b