Forum Discussion

viajante's avatar
viajante
Explorer II
May 10, 2013

Looking for new insurance

Just got my renewal for Progressive. They just keep going up, even though I haven't made any claims for many years.

Does anyone have a good alternative for a reliable and reasonably priced insurance ?

We have the total loss replacement policy.

Thanks much for your help.

24 Replies

  • If your coach sets for an extended period of time with non-use (winter), you might want to look into those companies that offer a "storage" feature to their premiums. We have ours through Good Sam GMAC and since our coach sets from Oct to May, the only coverage is for comprehensive. Also, when we use the coach from May through Oct, our other three vehicles are in storage in our garage and only comprehensive is on them during that time. Be surprise how much money this saves.

    Ron
  • WE had Progressive for 10 years and the premiums went up every year. I assumed it was because we had moved up to more expensive coaches. We're had the last coach five years and the premiums went up 50% with the only claim being $70 to fix a windshield chip. When I received this years notice, it was up another 40% due, they said, to my wife having a chargable accident. Ten days and lots of faxes and phone calls later, they agreed their data was incorrect and lowerd the premium to ONLY a 20% increase over the previous year. I went with Forrmost, a Farmers company. Premium was 40% lower than Progressive's "adjusted" rate, higher coverage and included road service and towing.
  • Well, you may want to check out "Foremost Insurance Company." We've had our first and present coach insured with them since 1995.

    Our experience with them has been great over the years with prompt, no hassle claim service at a reasonable premium of $691.00 annually for full coverage with $250.00 deductible.

    Of course our coach is 13 years old, so premium on a newer coach would probably be higher.

    Good luck with your search and safe travels.... :)