Fulltimers policy? It does make a difference. Make sure you shop for the same type of policy as you have, same coverages, same deductible. If you make any changes, you may have been able to make those same changes and save money with Progressive too. Rates are established and filed with the state. They cannot change the rate for you without following the rules they submitted to the state. They can only change coverage or change a deductible or correct an error to change your rate. Just calling and complaining will not change your rate. Call them and ask about your rate, review the information they have and make sure everything is correct. Then decide what you want to do.