Received new insurance papers on the MH today and it was a shocker, an increase of almost $100 over last year. No tickets,no claims and as far as I know no change in credit rating. Guess it's time to ...
Pull out your old policy and compare each category to see what coverage went up. Comprehensive (OTC) may have gone up since it covers fire, theft, hail, etc. I have an Actual Cash Value policy which means basically NADA value if I have a claim and you may have a stated value which is more costly. Call around & be sure to compare exact coverages. Getting the cheapest policy may not be the best way to go since you want a company with a good claims payment reputation.