Ime probably going to be hung until I'm dead but hear goes. On insurance Seems all is expensive. Ive got an 08 holiday rambler 44 ft. and ins through state farm for 1800.00 a year with my stick house and two cars on another state farm policy, Ive tried to drop the home and and two cars and guess what. my rv will go to 1800.00 every 6 mos. yep double. couldn't believe it and I am getting quotes from several companies and at the 1800. for the year they are higher than state farm. if anuone has a bigger rig at a decent premium I would love to contact the company and try to save a buck and get away from a company that has me over a barrel thanks