I was with National General thru Good Sam for 6 years. The 6th year they upped the rate about 5%and I wasn't happy as the value of a 2001 RV continues to drop. I had joined FMCA because Good Sam had double the roadside assistance rate. Went with FMCA roadside assistance so when insurance went up I decided to get a quote from them. They sent me 3, Don quotes, went from $850/yr National General to $540/yr Safeco for same coverage. After 6 months got a check from Safeco for $13 for no claims. Basicly the same as going to an Insurance Broker. Good luck