Try camping/touring without a toad for a while. Consider the cost of equipping your rig for towing, hassles in stopping for gas or parking with toad en route.
Talk to those that tow and those that don't. Try renting a car, using shuttle buses, and city bus systems and tour buses in places like Boston that are not RV friendly. It takes 10 minutes to disconnect an RV from camp hookups and run into town or go sight seeing for the day, plus you have your bathroom and food supply with you in the RV. RV'ers who travel with social groups feel the need for a car to share sight seeing or restaurant activities.