Dachristianman wrote:
msmith1199 wrote:
Dachristianman wrote:
big jim 2 wrote:
Actually, the cost is the same-your insurance deductible!
...assuming you carry full coverage insurance. I wonder how many people only carry liability on their RV.
Only nut cases, unless your RV is only worth $200.
Interesting response. My prior RV was worth a little over $10K, and I never carried full coverage. The next one I'm hoping to purchase will be worth around $40K and I probably will carry comprehensive, but I won't carry collision. It's a risk-based decision, and although I may have an accident that is my fault, I'm willing to take that risk and pocket the difference. Sounds like you, on the other hand, are a fan of insurance. That's what I like about this forum.....lots of differences in opinion.
I was being sarcastic with the $200 remark. I personally would not be without collision on an RV worth $10k or more. And yes, I am a fan of insurance, just not the premiums.