Our resort is also very different from what you describe. However, when ever you get a diversified group of people together, you're gonna have differences of opinions, likes and dislikes, and groups that will click together....just like in high school! Typically, this will cause some problems, but overall, they will come together for the greater good.
We have quarterly HOA dues that cover everything with the exception of individual site electrical power. It's a little more expensive than others, but overall, it's worth it.
We bought into this resort prior to the HOA take over from the original developer who declared bankruptcy. Since then, the resort has really come together and is now a 5-star resort with a Good Sam 10-10-10 rating. We spend our entire summers here in cool 65-70 degree weather on the Oregon coast and use it as a hub to travel and explore the Pacific Northwest.
I would never belong to a resort like you describe. Look elsewhere.
Life is good.
Ron
