Forum Discussion
msmith1199
Oct 30, 2016Explorer II
For those of you who constantly switch insurance companies for the lowest rate, you put yourself in danger if you ever have a claim.  If you get in an accident and you've only been with an insurance company a year or two, there is a real good chance they will cancel your policy after paying the claim.  Then good luck getting insurance.  But if you still with the same company you are much more likely to be forgiven for one accident and not canceled.  Jumping around for the best price every year or two may save money, unless you actually have to use that insurance.  I'm in the process of changing my car insurance this month from Farmers to USAA.  I've been with Farmers since 1977 so this will be my first change ever for my cars.  So once I switch I know there is no going back.  And I just hope I don't have a claim in the first year or two with the new company.
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