Progressive cut my rate in half
My insurance with Allstate on my 02 Winnebago Sightseer 27c was $1,150 annually. They wouldn't let me have a deductible higher than $500 for collision and comprehensive. $100 a month for insuranc...
Forum Discussion
People have different, yet similar, experiences with all the insurance companies. My entire life, whenever my insurance was due, I've always spent a few minutes checking with other companies, and let my agent know I was doing so. That was back in the days when I had an agent.
Since I went full timing 12 years ago I have had the best luck ONLY shopping online. You get an agent involved, they're going to quote you a premium price over the online price. I've had to drop one company and move to another to avoid that sort of thing. Progressive to Geiko and back again.
I tend to stay with Progressive lately because they have the best price for me and my rolling stock but if they up the policy price too much I let the policy expire and rebuy online (they've only done that a couple times though, usually it's not much of an increase...sometimes it's a decrease). One of the benefits of parking the rig somewhere for a couple months at a time is that I can do without insurance.
So for me, the trick to keeping my insurance reasonable is to buy online, and occasionally park the rig and let it expire when the rates jump too much for my liking.
Since I went full timing 12 years ago I have had the best luck ONLY shopping online. You get an agent involved, they're going to quote you a premium price over the online price. I've had to drop one company and move to another to avoid that sort of thing. Progressive to Geiko and back again.
I tend to stay with Progressive lately because they have the best price for me and my rolling stock but if they up the policy price too much I let the policy expire and rebuy online (they've only done that a couple times though, usually it's not much of an increase...sometimes it's a decrease). One of the benefits of parking the rig somewhere for a couple months at a time is that I can do without insurance.
So for me, the trick to keeping my insurance reasonable is to buy online, and occasionally park the rig and let it expire when the rates jump too much for my liking.
