Dakota98 wrote:
Seasonal type vehicles are subject to this. My Insurance carrier, that I've had for 32 years won't reinstate my Harley at all if I don't maintain constant coverage. I can't ride it 6 months of the year here. Also,if a vehicle is financed & your still making payments, the finance company won't allow it.
Have you asked whether you can insure the Harley for 12 months? My company actually charges less for a whole year than for 6 months. The actuary calculates the risk as though you want insurance for the entire 6 months. If they calculate for the entire year, the table takes into account the lay-up over the cold months.
