As I do every year, I check with numerous insurance companies to get competitive quotes. I have a very good driving record with zero claims. As a point of reference, I have never found any company that could beat my existing company in the last 5 years. Recent quotes from the following companies are similar to what I get every year. State Farm, +$515 over my existingAARP/Hartford, +$478Travelers, +$450Geico, +$505Nationwide, +$550And then I get this quote from Progressive that is $471 LESS than my existing policy for a year, even tho they only write 6 month policies. I have never been with Progressive and this is the first year that they have even been competitive. Has anyone had experience with Progressive "low-balling" a quote to get the new policy and then jacking up the price next year, even without a claim.

Please share with the audience who your 'existing company' is.We could all use a break on our insurance rates.I would scrutinize Progressive's significantly lower rate very carefully. Be very sure it is 'apples to apples' comparison, as to the different aspects of the coverage.

I have had Progressive in the past. Price was right for a couple of years, then got out of line. Currently getting a good rate from Hartford.

i've been with progressive, for at least ten years, maybe longerit has gone up very little, has actually gone down a couple off times from the previous year

Been with Progressive since 2011. Yearly police rate has been more or less static only moving a few dollars. Never had a claim which is were the good and bad of any insurance company will come out.

I've had progressive on my rig since I bought it. they have been consistant in their pricing. I got a reduction this year by taking the AARP Driver Course and asking Progressive how else that I could reduce my rate. They still had my RV value the same as when I bought it 6 years ago. When I told them what my rig is worth now, they changed the policy and reduced my rate further. It is my opinion that insurance is a scam and a game. However, you have to have it and, if you have a catastrophic event of some sort, you are glad that you do have it.

Progressive Insurance questions | Good Sam Community

56 Replies

tinstartrvlr
Explorer
Feb 02, 2018
That is exactly what they did to me. I left Geico to take advantage of the agreed upon replacement value option. They gave me a great rate, then raised it 10 percent every 6 mos for the next 1.5 years. It has settled down now, so I haven't had an excuse to leave them, but if they start doing it again, I'll start looking again.
mikebreeze
Explorer
Feb 02, 2018
I've had progressive on my rig since I bought it. they have been consistant in their pricing. I got a reduction this year by taking the AARP Driver Course and asking Progressive how else that I could reduce my rate. They still had my RV value the same as when I bought it 6 years ago. When I told them what my rig is worth now, they changed the policy and reduced my rate further.

It is my opinion that insurance is a scam and a game. However, you have to have it and, if you have a catastrophic event of some sort, you are glad that you do have it.
Dale_Traveling
Explorer II
Feb 02, 2018
Been with Progressive since 2011. Yearly police rate has been more or less static only moving a few dollars. Never had a claim which is were the good and bad of any insurance company will come out.
MrWizard
Moderator
Feb 02, 2018
i've been with progressive, for at least ten years, maybe longer
it has gone up very little, has actually gone down a couple off times from the previous year
gb76087
Explorer
Feb 02, 2018
I have had Progressive in the past. Price was right for a couple of years, then got out of line. Currently getting a good rate from Hartford.
Expyinflight
Explorer
Feb 02, 2018
Please share with the audience who your 'existing company' is.
We could all use a break on our insurance rates.

I would scrutinize Progressive's significantly lower rate very carefully. Be very sure it is 'apples to apples' comparison, as to the different aspects of the coverage.

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Progressive Insurance questions

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