Grit dog wrote:
wa8yxm wrote:
I do not think it is fraud.
I think they don't want you using your rather expensive RV as a "Daily Driver" and want to be sure you have a "Daily Driver" for things like going to Church on Sunday or running to the store for a pound of hotdogs.
Bingo. This and nothing more.
And the OP and people like him are the reason they have this “rule” as RV insurance is way less $ than auto insurance just like pleasure vehicles are less than daily drivers...
Maybe RV insurance is less expensive than auto insurance in some areas but not for us. The most recent annual premium on 2016 40' (39' and change) class A gasser was $1159. Collectively, the most recent premiums on our three other vehicles ('46 Willys, 2010 Jeep Liberty, 2023 Jeep Wrangler) were $1872. The most expensive annual of the three, the Liberty, was $763. All vehicles have full coverage and other than some comprehensive hail damage on the Liberty there have been no claims.
