We stay in Leesburg (just south of Villages). Last year we spent 2 weeks in Daytona and a month in Leesburg. My propane was full when we left home. I Leesburg I had the propane topped off on site for $40.55 (can't remember rate) and the electric for the month we stayed was $42.60. I was using propane for hot water (I have since fixed electric hot water). Now last winter was warm, so I don't know what to expect this coming winter. I tried to be as frugal with both electric and propane as I could, but if it is cold I'm not going to freeze to save. I just wonder; if I change out the A/C unit should I go ahead and spend the extra for a heat pump too? Thanks for any more recommendations.