insurance trying to screw meeeeeee
The insurance company for the crash my motorhome was in They are trying to screw me. This rig is a (1979 26' Itasca class A ) is totaled. But the insurance company only wants to fix the bumper. The...
Forum Discussion
msmith1199 wrote:dougrainer wrote:Naio wrote:
I'm worried that they are going to take your RV, telling you they are totaling it and the check in in the mail, and then months will go by, no check, they claim they never said that, and meanwhile you have nowhere to live.
IF totaled and you accept the price, they have you come in and IN PERSON, you go over the paperwork and you sign over the Title and they cut you a check on the spot. Doug
PS. It makes no difference what anyone "thinks" it is worth, He paid $2500. THAT is what it would take to make him WHOLE. Not anything more and the Insurance DOES NOT have to pay him more than he paid for it OR pay MORE than $2500 for a repair as long as what he paid was not some inflated price. If he wanted to be completely "WHOLE", he should have put stated value Insurance on the RV. You cannot buy some Vehicle at a good fair price and then hope someone else ruins it and then claim a higher price than you paid for it, from their insurance company.
You guys can keep posting this and I'll keep posting that this is not a true statement. What if your parents had a $100k motorhome and they decided to sell it to you? Since you're their son they sell it to your for their payoff which is $25k. Two days after you transfer title a tree falls on it and smashed it to bits. Are you going to accept $25k on your motorhome that would cost $100k to replace? After all, that would make you whole wouldn't it?
I agree! Years ago I bought an Impala SS off of ebay for a great price. Flew up to Pennsylvania to pick it up and drove it home to Louisiana. I drove it for a few years doing nothing to it but routine maintenance, before wrecking it during a thunderstorm. The insurance company totaled it and cut me a check for the amount their adjuster appraised its value at less my deductible. Long story short I drove it for 3 years and at the end was given a check for 3 times what I paid for it (even if I include my plane ticket to PA). So value is what the OP is due not purchase price.
