Planning on buying a Roadtrek -- Advice?

Great points... hadn't even thought about using insurance replacement value as a negotiating tool... because it is, after all, another way of looking at value. If I totaled it, and the insurance company were to pay it out at substantially less than I paid, it would be a drag... probably unavoidable, but a drag, nonetheless.

Here are two that are actually in my area that I could go see.
2003 Pleasure-Way Excel

1997 Pleasure-Way Lexor