Forum Discussion
rmasonschneider
Dec 24, 2013Explorer
3 percent or 10, you'd need to check how long you've had the loan to see if you're actually saving by a refi. When you refi, the new lender you apply with with contact your lender (santander), request payoff figure, vehicle info, copy of title etc to verify that they (santander) actually holds the lien. After that, they will forward payment to (santander) to pay them off and you will continue your payments to your new lender.
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