Seriously looking at a late 90's HR Endeavor
We are getting close to full retirement and have been throwing around a million ideas of "direction to go" when it happens. Is there anything that I need to be concerned with that was an inherent pro...
Forum Discussion
The Endeavor was a great coach. Some a bit underpowered but overall good quality. Of course, like anything, how it was maintained will play a big part of it's value. IMO, as you near retirement and think about full timing, there are some caveats you should consider.
1. State of Domicile. Since taxes vary greatly from State to State, choosing a 'residency' State can be important. In our case we saved almost $42,000 in taxes. South Dakota is the most RV friendly State.
2. Cost of insurance. There are but a few insurance companies that insure full timers. Expect to pay around $4k/yr for decent coverage.
3. Have a 'slush' fund for maintenance and repairs, especially with an older coach. This will prevent a burden on your overall monthly budget if a repair becomes necessary. Remember tires age out at 7 yrs and a $4k cost can bite you hard. There's other things, of course. But I believe these are the three top considerations...Best of luck....Dennis
1. State of Domicile. Since taxes vary greatly from State to State, choosing a 'residency' State can be important. In our case we saved almost $42,000 in taxes. South Dakota is the most RV friendly State.
2. Cost of insurance. There are but a few insurance companies that insure full timers. Expect to pay around $4k/yr for decent coverage.
3. Have a 'slush' fund for maintenance and repairs, especially with an older coach. This will prevent a burden on your overall monthly budget if a repair becomes necessary. Remember tires age out at 7 yrs and a $4k cost can bite you hard. There's other things, of course. But I believe these are the three top considerations...Best of luck....Dennis
