Theft from Coach while at Dealer
Had my coach in for warranty work at a local RV repair facility. The shop completed the repairs and called this past Friday to say the work was done. Told the dealer I would be in on Tuesday to pick u...
Forum Discussion
msmith1199 wrote:
I'm also a retired LEO and a former insurance adjuster and this is a good question as it's not a completely black and white answer here. Generally speaking the owner of the RV and his insurance is responsible for any loss like this. But the dealership leaving the door unlocked adds a twist to it. Does it make the dealership 100% responsible? Probably not. But I sure as heck would be asking them to at least pay my deductible. I'm sure the RV owners insurance will make an attempt to subrogate against the RV dealer insurance, but that is something that shouldn't concern the policy holder, unless the dealership refuses to pay the deductible. In that case your insurance company will also attempt to collect the deductible from the dealers insurance as well.
This is a good answer. The twist also comes from the liability laws of the state. When we had our MH stolen off an RV Repair shop lot, the only security requirement in WA was to lock the door, which they had viseo of them doing. No fence/gate was required. We had to go through our insurance
In this case, I would think that the dealer would assist in making it right, as not locking the MH would add to their liability, for not properly securing.
Have you thought of calling the state AG, BBB or Insurance commission?
